One owned stack, not a portfolio
Six companies, five tiers, and handoffs designed before the companies existed. Anyone can buy these businesses. Owning both sides of every seam, and running the whole stack tighter than a vendor would, is the part that is hard to copy.
Why the seams matter
Holding companies collect businesses. This one was assembled in the order a policy moves, because every boundary between two owners is where margin and information go missing.
- Each company's output is the next company's input, and the group owns both sides of the handoff.
- Consent, fact-find, recording, and case history follow the client instead of stopping at a vendor's edge.
- When a handoff breaks, one company owns the fix.
- The savings compound: cheaper demand, cheaper calls, and cheaper enrollment each lower the cost of the next step, which is what pays for selective underwriting and cheaper products.
The stack as tiers
Five tiers from the first form fill to the retained risk. Four are operating, one is in development.
Demand
Solved Marketing generates demand across Medicare, life, and final expense in house and sells each lead once. This tier decides the cost of everything downstream.
- Solved Marketing
- Operating
Infrastructure
Solved Telephony holds the carrier interconnects, numbers, routing, and AI Voice Agents at $0.10 per minute. Every conversation runs on rails the group owns.
- Solved Telephony
- In production
Software
AgentTech Dialer runs the conversation with CRM, recording, coaching, and compliance scoring. Solved Enroll quotes and enrolls across Medicare, life, and ancillary on one client record.
Distribution
Solved Solutions holds the carrier appointments and contracts the producers, so the field force is owned rather than rented and is ready before a proprietary product clears approval.
- Solved Solutions
- Operating
Product and risk
Solved Insurance, operating as Solved Re Inc., is where a lower cost structure becomes a lower price rather than a wider margin. Multi-product by design, starting with simplified issue final expense whole life. Pending state approval, nothing on sale.
- Solved Insurance
- In development
Why four of the six sell to strangers
Owning a layer does not delete its cost. It is only a good trade if we run the layer at least as well as the specialist it replaced. External customers are the proof, and the volume that makes an owned layer genuinely cheaper than renting rather than merely ours.
FAQs
Questions about the ecosystem
What is the difference between a stack and a portfolio?
A portfolio is a set of companies that share an owner. A stack is a set of companies where the output of one is the input of the next and both sides of every handoff are owned. A lead from Solved Marketing lands in an AgentTech campaign, moves into Solved Enroll as a client record, and is written by a producer contracted through Solved Solutions. That sequence, run tighter than anyone renting the pieces can run it, is the asset.
Do I have to use all of it?
No. Each company sells on its own terms. A platform can buy telephony and nothing else, an agency can run AgentTech seats on leads it sources elsewhere, and a producer can contract through Solved Solutions and keep their quoting tool. The stack is what makes the group efficient, not a condition of doing business with any one company in it.
What is shared, and what is not?
Shared: one identity layer, one client data model, and one compliance posture, plus commodity inputs bought once for the group. Not shared: product decisions, pricing, external customer relationships, and underwriting judgment. If sharing something makes the client experience more coherent, it is shared. If it would let one company's incentives override another's customers, it is kept separate.
Something else? Contact us
Tell us which tier you care about.
Demand, infrastructure, software, distribution, or the product at the end of the stack. Email contact@solvedventures.io.